Drafting a Record of Advice and needs analysis

Starting a draft, what happens while it runs, and what arrives.

Starting a draft

On a reviewed intake choose Draft RoA and FNA. The job is queued and picked up by the worker; a draft normally takes about six minutes. Telegram intake starts this step automatically.

What happens

1. The facts are assembled into a box: the extracted schema, the calculated totals, the tax position, the product panel and, for an existing client, the register (holdings, policies, previous advice and household members).
2. Identity is removed from the box and scrubbed from every free-text field. Names become "the client" and "the spouse".
3. The drafting model writes both documents to a fixed structure: the Record of Advice in the ten sections of FAIS section 9, and the needs analysis by need, with placeholders where names belong and an [ADVISER TO REVIEW] flag on every figure or assumption a person must confirm.
4. Placeholders are filled in on the practice server. The documents are rendered to Word.
5. Both files are emailed to the advisor's registered address with the subject [Tallify AD-…], an item appears in Advice approvals, and the intake row's button changes to Review RoA + FNA.

What the intake row shows

Length

Drafts are held to a word budget per section. A draft that runs over is condensed once, on a smaller model, before it is delivered. Words, passes and model cost are recorded against the draft.

Existing clients

For a client already on the register the draft is a review Record of Advice: it refers to the current advice on file, the holdings and policies, and what has changed.